File 1099s through IRIS — without the rebuild
e1099f e-files your information returns directly to the IRS through IRIS. Keep the FIRE files you already produce, skip the new TCC and the 45-business-day wait, and deliver recipient copies — all from one secure dashboard.
FIRE is retiring. IRIS is not FIRE with a new name.
After December 31, 2026, the legacy FIRE system stops accepting returns. IRIS changes the file format, the credential, and the onboarding — three things experienced filers assume will carry over, and none of them do.
FIRE accepts position-based fixed-width text. IRIS expects self-describing XML (A2A) or its CSV template — your old flat file will not validate as-is.
Your FIRE TCC is not an IRIS TCC. A fresh IR Application means ID.me verification plus a suitability review of at least 45 business days.
Count backward from when you must start, not forward from January 31. ID.me, the application, and review can stretch to two–four months.
From your files to IRS-accepted in four steps
Sync your accounting stack, upload your FIRE file or the IRIS CSV, or push records through the API.
Real-time TIN matching plus the full IRIS business-rule catalog catch errors before you transmit.
We transmit through IRIS A2A under our TCC and set CF/SF on the first submission. You get a Receipt ID.
Recipient copies go out by secure eDelivery or USPS print-and-mail — and stay archived for four years.
A complete information-return workflow
Validate, e-file, correct, and deliver — without stitching together a flat-file tool, a TIN checker, and a mail house.
System-to-system transmission under our IRS-approved TCC, with structured acknowledgments back.
Names and TINs are checked against the IRS database before filing to stop B-notice rejects.
Collect, store, and e-sign vendor forms, then pull the data straight into your filings.
Combined Federal/State Filing is set on the first submission across 33 states and DC.
Structured one- and two-step corrections that reference the original submission — no re-keying.
Recipients self-serve copies in a secure portal, or we print and mail USPS first-class for you.
CSV, SFTP, or API for high volume, with idempotent batches and webhook status callbacks.
256-bit encryption in transit and at rest, MFA, SSO, and full audit trails on every action.
Catch every error before the IRS does
Every record is checked against the IRIS business-rule catalog and matched against the IRS TIN database before transmission — so rejections get fixed at your desk, not in an acknowledgment file.
Every information return IRIS accepts
The full 1099 series plus W-2, 1098, 5498, 1042-S and W-2G — originals, corrections, and federal/state combined filing.
One platform, every kind of filer
Multi-client filing, role-based access, and a single dashboard across every EIN you manage.
File a handful of 1099-NECs in minutes with guided entry — no TCC or software to maintain.
A2A API, SFTP bulk, idempotent batches, and ATS-tested throughput for millions of records.
Embed filing into your platform with white-label API and per-client reporting.
1099-INT, -DIV, -B and -R at scale with TIN matching and combined state filing.
1099-MISC and 1099-S for rents, royalties, and proceeds with vendor W-9 collection.
Bring data in the way you already work
Sync from your accounting or payroll stack, drop in your existing FIRE files, upload the IRIS CSV template, or push records straight through our REST API and SFTP.
Built to IRS and enterprise standards
Transmitting under an approved IRIS TCC, ATS-tested against the live schema each season.
TLS in transit and AES-256 at rest; TINs are tokenized and never exposed in plain text.
Independently audited controls for security, availability, and confidentiality.
Enforce multi-factor auth and SAML single sign-on with role-based permissions.
Filed returns, acknowledgments, and recipient copies retained and exportable.
Every import, edit, transmission, and download is logged for compliance review.
Pay per form. Price drops as volume grows.
No subscription to start, no per-payer fees. Federal e-file, recipient delivery (online access or print & mail), and TIN matching are available on every plan.
Print & mail of recipient copies is an optional add-on ($1.85/form). Pick a plan below to see its rates.
Tap a plan to see its rates in the estimator above. The filing ladder is the same on every paid plan — the difference is the add-ons.
Late-filing penalties run $60–$330 per form and can reach $660 for intentional disregard. A few dollars per form to file on time is the cheapest line item in the whole process.
e1099f vs. doing it yourself
What teams say after their first season
“We file for 90+ clients. e1099f converted our FIRE exports and had us transmitting through IRIS the same afternoon — the 45-day TCC wait would have cost us the season.”
“TIN matching alone paid for itself. We caught 14 mismatches before filing that would have been B-notices and penalties later.”
“The API dropped into our payroll product in a week. Idempotent batches and webhook acknowledgments made it genuinely production-grade.”